:root {
  --navy: #061a2e;
  --navy-2: #0a2238;
  --navy-3: #0e2c48;
  --blue: #0066a1;
  --blue-h: #004f7e;
  --accent: #b89a5e;
  --accent-dim: rgba(184, 154, 94, 0.22);
  --link: #0066a1;
  --ink: #121a24;
  --muted: #5a6572;
  --line: #cfd6de;
  --line-2: #e4e9ee;
  --bg: #fbfcfd;
  --bg-alt: #f2f5f8;
  --bg-panel: #ffffff;
  --bg-dark: #050f1a;
  --up: #0a6b38;
  --dn: #b01e32;
  --hdr: 58px;
  --util: 30px;
  --risk: 34px;
  --ticker: 34px;
  --max: 1160px;
  --font: "IBM Plex Sans", "Source Sans 3", "Segoe UI", Helvetica, Arial, sans-serif;
  --font-display: "IBM Plex Sans", "Source Sans 3", "Segoe UI", Helvetica, Arial, sans-serif;
  --font-mono: "IBM Plex Mono", "SF Mono", Consolas, "Liberation Mono", monospace;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  font-size: 15.5px;
  line-height: 1.55;
  letter-spacing: 0.005em;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  padding-top: calc(var(--risk) + var(--util) + var(--ticker) + var(--hdr));
  font-variant-numeric: tabular-nums;
}
[data-en]:empty::before { content: attr(data-en); }
a { color: var(--link); text-decoration: none; }
a:hover { text-decoration: underline; text-underline-offset: 3px; }
img { max-width: 100%; display: block; }
button, select, input { font-family: inherit; }

.wrap { width: min(var(--max), calc(100% - 48px)); margin-inline: auto; }
.wrap--wide { width: min(1240px, calc(100% - 40px)); }

/* —— Risk strip —— */
.risk {
  position: fixed; top: 0; left: 0; right: 0; z-index: 50;
  height: var(--risk);
  background: #f7f1df;
  color: #3d3418;
  border-bottom: 1px solid #e2d6b0;
  font-size: 11.5px;
  letter-spacing: 0.01em;
  display: flex; align-items: center;
}
.risk .wrap { display: flex; align-items: center; gap: 14px; overflow: hidden; }
.risk strong {
  white-space: nowrap;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-size: 10.5px;
  color: #5a4a1a;
}
.risk p { margin: 0; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }

/* —— Utility bar —— */
.util {
  position: fixed; top: var(--risk); left: 0; right: 0; z-index: 50;
  height: var(--util);
  background: var(--navy);
  color: #9eb2c4;
  font-size: 11.5px;
  letter-spacing: 0.02em;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}
.util .wrap {
  height: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.util a { color: #b8c9d8; }
.util a:hover { color: #fff; text-decoration: none; }
.util__left, .util__right { display: flex; align-items: center; gap: 16px; }
#clocks {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #8aa0b4;
  letter-spacing: 0.02em;
}
.dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: #2db87a; display: inline-block; margin-right: 7px;
  box-shadow: 0 0 0 2px rgba(45, 184, 122, 0.22);
}
.dot--off { background: var(--dn); box-shadow: 0 0 0 2px rgba(176, 30, 50, 0.22); }
.lang { display: flex; gap: 0; border: 1px solid rgba(255, 255, 255, 0.14); }
.lang button {
  background: transparent; color: #9eb2c4; border: 0;
  padding: 2px 9px; cursor: pointer; font-size: 10.5px; letter-spacing: 0.06em;
  font-weight: 500;
}
.lang button.is-on { background: rgba(255, 255, 255, 0.1); color: #fff; }
.lang button:hover:not(.is-on) { color: #fff; }

/* —— Market tape —— */
.ticker {
  position: fixed; top: calc(var(--risk) + var(--util)); left: 0; right: 0; z-index: 49;
  height: var(--ticker);
  background: #030b14;
  color: #dce6ef;
  overflow: hidden;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  font-variant-numeric: tabular-nums;
}
.ticker::before,
.ticker::after {
  content: "";
  position: absolute; top: 0; bottom: 0; width: 48px; z-index: 2;
  pointer-events: none;
}
.ticker::before {
  left: 0;
  background: linear-gradient(90deg, #030b14 0%, transparent 100%);
}
.ticker::after {
  right: 0;
  background: linear-gradient(270deg, #030b14 0%, transparent 100%);
}
.ticker__track {
  display: flex; gap: 0; width: max-content;
  animation: tape 55s linear infinite;
  height: 100%;
}
.ticker:hover .ticker__track { animation-play-state: paused; }
.tick {
  display: flex; align-items: center; gap: 12px;
  padding: 0 24px;
  height: var(--ticker);
  border-right: 1px solid rgba(255, 255, 255, 0.06);
  font-size: 12px; white-space: nowrap;
}
.tick b {
  font-weight: 600; letter-spacing: 0.04em;
  color: #8aa3b8; font-size: 11px;
}
.tick .px {
  color: #fff;
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 500;
}
.tick .chg {
  font-family: var(--font-mono);
  font-size: 11.5px;
  font-weight: 500;
}
.tick .chg.up { color: #3dcb8a; }
.tick .chg.dn { color: #f07178; }
@keyframes tape { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* —— Header —— */
.hdr {
  position: fixed; top: calc(var(--risk) + var(--util) + var(--ticker));
  left: 0; right: 0; z-index: 48;
  height: var(--hdr);
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid var(--line);
  backdrop-filter: saturate(1.1);
}
.hdr .wrap {
  height: 100%;
  display: flex; align-items: center; gap: 32px;
}
.brand {
  display: flex; align-items: center; gap: 9px;
  color: var(--navy); font-weight: 700; letter-spacing: 0.1em;
  font-size: 14.5px; text-decoration: none !important; flex-shrink: 0;
}
.brand svg { width: 22px; height: 22px; color: var(--navy); }
.brand span {
  font-weight: 500; letter-spacing: 0.02em; color: var(--muted);
  font-size: 11.5px; margin-left: 2px; text-transform: uppercase;
}
.nav { display: flex; gap: 4px; flex: 1; }
.nav a {
  position: relative;
  color: var(--ink); font-size: 13.5px; font-weight: 500;
  text-decoration: none; padding: 20px 12px;
  border-bottom: 2px solid transparent;
  transition: color 0.18s var(--ease);
}
.nav a::after {
  content: "";
  position: absolute; left: 12px; right: 12px; bottom: 0;
  height: 2px; background: var(--blue);
  transform: scaleX(0); transform-origin: left;
  transition: transform 0.22s var(--ease);
}
.nav a:hover { color: var(--blue); text-decoration: none; }
.nav a:hover::after,
.nav a.is-on::after { transform: scaleX(1); }
.nav a.is-on { color: var(--blue); }
.hdr__cta { display: flex; align-items: center; gap: 10px; margin-left: auto; }
.menu-btn {
  display: none; background: none; border: 1px solid var(--line);
  width: 40px; height: 36px; cursor: pointer;
}
.menu-btn span { display: block; height: 1px; background: var(--navy); margin: 6px 8px; }

/* —— Buttons —— */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  height: 36px; padding: 0 18px;
  background: var(--blue); color: #fff !important;
  font-size: 12.5px; font-weight: 600; letter-spacing: 0.03em;
  text-decoration: none !important; border: 1px solid var(--blue);
  cursor: pointer;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}
.btn:hover { background: var(--blue-h); border-color: var(--blue-h); }
.btn--ghost {
  background: transparent; color: var(--navy) !important;
  border-color: var(--line);
}
.btn--ghost:hover {
  background: var(--navy); color: #fff !important; border-color: var(--navy);
}
.btn--lg { height: 46px; padding: 0 26px; font-size: 13.5px; letter-spacing: 0.04em; }
.btn--white { background: #fff; color: var(--navy) !important; border-color: #fff; }
.btn--white:hover { background: #eef3f7; border-color: #eef3f7; }
.btn--outline-w {
  background: transparent; color: #fff !important;
  border-color: rgba(255, 255, 255, 0.55);
}
.btn--outline-w:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: #fff;
}

/* —— Hero —— */
.hero {
  position: relative; color: #fff;
  min-height: 520px;
  display: flex; align-items: center;
  background-color: var(--navy);
  background-image: url("../assets/hero.svg");
  background-position: center right;
  background-size: cover;
  background-repeat: no-repeat;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 80% 70% at 85% 50%, rgba(0, 102, 161, 0.18) 0%, transparent 55%),
    radial-gradient(ellipse 60% 50% at 10% 90%, rgba(0, 0, 0, 0.35) 0%, transparent 50%);
  pointer-events: none;
  z-index: 1;
}
.hero::after {
  content: ""; position: absolute; inset: 0; z-index: 1;
  background:
    linear-gradient(105deg, rgba(5, 15, 26, 0.94) 0%, rgba(5, 15, 26, 0.78) 42%, rgba(5, 15, 26, 0.42) 72%, rgba(5, 15, 26, 0.28) 100%),
    repeating-linear-gradient(0deg, transparent 0 39px, rgba(255, 255, 255, 0.025) 39px 40px),
    repeating-linear-gradient(90deg, transparent 0 39px, rgba(255, 255, 255, 0.025) 39px 40px);
}
.hero .wrap {
  position: relative; z-index: 2;
  padding: 72px 0 64px;
  max-width: min(var(--max), calc(100% - 48px));
}
.kicker {
  font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase;
  color: #8eb0cb; font-weight: 600; margin: 0 0 18px;
}
.hero .kicker {
  color: #9ab8d0;
  display: flex; align-items: center; gap: 12px;
}
.hero .kicker::before {
  content: "";
  width: 28px; height: 1px;
  background: var(--accent);
  flex-shrink: 0;
}
.hero h1 {
  margin: 0 0 18px;
  font-family: var(--font-display);
  font-size: clamp(30px, 4.2vw, 46px);
  font-weight: 600; line-height: 1.15;
  max-width: 680px; letter-spacing: -0.025em;
}
.hero p.lead {
  max-width: 560px; color: #b8c9d8;
  margin: 0 0 28px; font-size: 16.5px; line-height: 1.6;
  font-weight: 400;
}
.hero__meta {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0;
  max-width: 720px;
  margin: 0 0 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.hero__meta > div {
  padding: 14px 18px 14px 0;
  font-size: 12.5px; color: #9aafc0;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
}
.hero__meta > div:last-child { border-right: 0; padding-right: 0; }
.hero__meta b {
  color: #fff; font-weight: 600; display: block;
  margin-bottom: 4px; font-size: 12px; letter-spacing: 0.04em;
}
.hero__actions { display: flex; flex-wrap: wrap; gap: 12px; }

/* —— Sections —— */
.section { padding: 64px 0; }
.section--alt {
  background: var(--bg-alt);
  border-top: 1px solid var(--line-2);
  border-bottom: 1px solid var(--line-2);
}
.section h2 {
  margin: 0 0 10px;
  font-family: var(--font-display);
  font-size: clamp(22px, 2.4vw, 28px);
  font-weight: 600; color: var(--navy); letter-spacing: -0.02em;
  line-height: 1.25;
}
.sub {
  color: var(--muted); margin: 0 0 32px;
  max-width: 680px; font-size: 14.5px; line-height: 1.6;
}
.h-row {
  display: flex; justify-content: space-between; align-items: flex-end;
  gap: 20px; margin-bottom: 28px; flex-wrap: wrap;
}

/* Reveal on scroll (subtle) */
.reveal {
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.55s var(--ease), transform 0.55s var(--ease);
}
.reveal.is-in {
  opacity: 1;
  transform: none;
}
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* —— Asset activity grid —— */
.assets {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border: 1px solid var(--line);
  background: var(--bg-panel);
}
.asset {
  padding: 24px 22px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  color: inherit; text-decoration: none !important;
  min-height: 148px;
  transition: background 0.15s ease, box-shadow 0.15s ease;
  position: relative;
}
.asset:nth-child(4n) { border-right: 0; }
.asset:hover {
  background: #f6f9fb;
  text-decoration: none;
}
.asset:hover::after {
  content: "";
  position: absolute; left: 0; top: 0; bottom: 0; width: 2px;
  background: var(--blue);
}
.asset .lab {
  font-size: 10.5px; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--muted); font-weight: 600;
}
.asset strong {
  display: block; font-size: 24px; margin: 10px 0 8px;
  color: var(--navy); letter-spacing: -0.03em;
  font-family: var(--font-mono);
  font-weight: 500;
}
.asset p { margin: 0; font-size: 12.5px; color: var(--muted); line-height: 1.45; }

/* —— Product cards —— */
.cards {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}
.card {
  background: var(--bg-panel);
  color: inherit; text-decoration: none !important;
  display: flex; flex-direction: column;
  transition: background 0.15s ease;
}
.card:hover { background: #f7fafc; text-decoration: none; }
.card:hover .card__foot { color: var(--blue-h); }
.card img {
  height: 132px; width: 100%; object-fit: cover;
  border-bottom: 1px solid var(--line-2);
}
.card__body { padding: 18px 18px 12px; flex: 1; }
.card h3 {
  margin: 0 0 8px; font-size: 16px; color: var(--navy);
  font-weight: 600; letter-spacing: -0.01em;
}
.card p { margin: 0; font-size: 13px; color: var(--muted); line-height: 1.5; }
.card__foot {
  padding: 0 18px 16px; font-size: 12.5px; font-weight: 600;
  color: var(--blue); letter-spacing: 0.02em;
  transition: color 0.15s ease;
}

/* —— Tabs / toolbar —— */
.tabs {
  display: flex; gap: 0;
  border-bottom: 1px solid var(--line); margin-bottom: 0;
}
.tabs button {
  background: none; border: 0; border-bottom: 2px solid transparent;
  padding: 11px 18px; cursor: pointer; font-size: 13.5px; font-weight: 600;
  color: var(--muted); margin-bottom: -1px;
  letter-spacing: 0.01em;
  transition: color 0.15s ease, border-color 0.15s ease;
}
.tabs button:hover { color: var(--navy); }
.tabs button.is-on { color: var(--navy); border-bottom-color: var(--blue); }

.toolbar {
  display: flex; flex-wrap: wrap; gap: 12px; align-items: center;
  padding: 14px 0; justify-content: space-between;
}
.toolbar input, .toolbar select {
  height: 34px; border: 1px solid var(--line); padding: 0 12px;
  font-size: 13px; background: #fff; color: var(--ink);
  outline: none;
  transition: border-color 0.15s ease;
}
.toolbar input:focus, .toolbar select:focus { border-color: var(--blue); }
.toolbar input { min-width: 200px; }
.note { font-size: 12px; color: var(--muted); margin: 0; }

/* —— Data tables / slate marquee —— */
.table-wrap {
  overflow: auto; border: 1px solid var(--line);
  background: var(--bg-panel);
}
.table-wrap--slate {
  max-height: min(48vh, 420px);
  overflow-x: auto;
  overflow-y: auto;
  position: relative;
  scrollbar-width: none;
}
.table-wrap--slate::-webkit-scrollbar { width: 0; height: 6px; }
.table-wrap--slate::-webkit-scrollbar-thumb { background: #b8c4d0; }
.table-wrap--slate::before,
.table-wrap--slate::after {
  content: "";
  position: absolute; left: 0; right: 0; height: 36px;
  pointer-events: none; z-index: 3;
  opacity: 0;
  transition: opacity 0.25s ease;
}
.table-wrap--slate.is-scrolling::before {
  top: 36px; /* below sticky thead approx */
  opacity: 1;
  background: linear-gradient(180deg, rgba(251, 252, 253, 0.95) 0%, transparent 100%);
}
.table-wrap--slate.is-scrolling::after {
  bottom: 0; opacity: 1;
  background: linear-gradient(0deg, rgba(251, 252, 253, 0.97) 0%, transparent 100%);
}
.table-wrap--slate.is-paused::before,
.table-wrap--slate.is-paused::after { opacity: 0.35; }
.table-wrap--slate table.data thead th {
  position: sticky;
  top: 0;
  z-index: 2;
  box-shadow: 0 1px 0 var(--line);
}
.table-wrap--slate.is-paused { cursor: default; }
.table-wrap--slate tbody tr:nth-child(even) { background: #f6f8fa; }
.table-wrap--slate tbody tr:nth-child(odd) { background: #fff; }
.table-wrap--slate tbody tr:hover { background: #eef3f8; }
table.data {
  width: 100%; border-collapse: collapse; font-size: 12.5px;
  font-variant-numeric: tabular-nums; min-width: 920px;
}
table.data th, table.data td {
  padding: 8px 14px; text-align: left; border-bottom: 1px solid var(--line-2);
  white-space: nowrap;
}
table.data th {
  background: #e8eef3; color: var(--navy); font-weight: 600; font-size: 10.5px;
  letter-spacing: 0.08em; text-transform: uppercase; cursor: pointer; user-select: none;
}
table.data th:hover { background: #dde6ee; }
table.data tbody tr:hover { background: #f7fafc; }
table.data .num {
  text-align: right;
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 400;
}
table.data .up { color: var(--up); }
table.data .dn { color: var(--dn); }
.prod-name { font-weight: 600; color: var(--navy); }

@keyframes px-flash-up {
  0% { background-color: rgba(10, 107, 56, 0.14); }
  100% { background-color: transparent; }
}
@keyframes px-flash-dn {
  0% { background-color: rgba(176, 30, 50, 0.12); }
  100% { background-color: transparent; }
}
table.data td.px-flash-up { animation: px-flash-up 0.5s ease-out; }
table.data td.px-flash-dn { animation: px-flash-dn 0.5s ease-out; }

@media (prefers-reduced-motion: reduce) {
  .table-wrap--slate { max-height: none; overflow: auto; }
  .table-wrap--slate.is-scrolling::before,
  .table-wrap--slate.is-scrolling::after { display: none; }
  .ticker__track { animation: none; }
  .nav a::after { transition: none; }
}

/* —— Market data panels —— */
.quote-grid {
  display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}
.panel { background: var(--bg-panel); }
.panel h3 {
  margin: 0; padding: 13px 18px; font-size: 13px; color: var(--navy);
  border-bottom: 1px solid var(--line); background: #f4f7fa;
  font-weight: 600; letter-spacing: 0.01em;
}
.quotes {
  width: 100%; border-collapse: collapse; font-size: 13px;
  font-variant-numeric: tabular-nums;
}
.quotes td {
  padding: 11px 16px; border-bottom: 1px solid var(--line-2);
}
.quotes tr:last-child td { border-bottom: 0; }
.quotes .num {
  text-align: right;
  font-family: var(--font-mono);
  font-size: 12.5px;
}
.quotes .up { color: var(--up); }
.quotes .dn { color: var(--dn); }
.chart-box { padding: 10px 10px 4px; background: #fafbfc; }
.chart-box svg { width: 100%; height: 280px; display: block; }
.chart-meta {
  display: flex; justify-content: space-between; align-items: center;
  padding: 10px 16px 14px;
  font-size: 12px; color: var(--muted); border-top: 1px solid var(--line-2);
  gap: 12px; flex-wrap: wrap;
}
.chart-meta strong {
  font-family: var(--font-mono);
  font-size: 15px; color: var(--navy); font-weight: 500;
}

/* —— Trading / about boxes —— */
.cols-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.cols-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border: 1px solid var(--line); }
.cols-3 > .box,
.cols-2 > .box { border: 0; }
.box {
  background: var(--bg-panel); border: 1px solid var(--line); padding: 24px 24px 22px;
}
.box h3 {
  margin: 0 0 10px; font-size: 15px; color: var(--navy);
  font-weight: 600; letter-spacing: -0.01em;
}
.box p, .box li { font-size: 13.5px; color: var(--muted); line-height: 1.55; }
.box ul { margin: 8px 0 0; padding-left: 18px; }
.box li + li { margin-top: 6px; }
.hours { width: 100%; border-collapse: collapse; font-size: 12.5px; margin: 10px 0; }
.hours td {
  padding: 9px 0; border-bottom: 1px solid var(--line-2); color: var(--ink);
}
.hours td:last-child {
  text-align: right; color: var(--muted);
  font-family: var(--font-mono); font-size: 12px;
}

/* —— Insights —— */
.insights { display: grid; grid-template-columns: 1.35fr 1fr; gap: 1px; background: var(--line); border: 1px solid var(--line); }
.story {
  position: relative; min-height: 300px; color: #fff; overflow: hidden;
  display: flex; flex-direction: column; justify-content: flex-end;
  padding: 28px; text-decoration: none !important; color: #fff;
  background: var(--navy);
}
.story img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.story::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(transparent 15%, rgba(5, 15, 26, 0.92));
}
.story > * { position: relative; z-index: 1; }
.story .tag {
  font-size: 10.5px; letter-spacing: 0.12em; text-transform: uppercase; color: #9ec4e4;
}
.story h3 { margin: 8px 0 10px; font-size: 22px; font-weight: 600; letter-spacing: -0.02em; line-height: 1.25; }
.story p { margin: 0; color: #b8c9d8; font-size: 14px; line-height: 1.5; max-width: 420px; }
.story:hover { text-decoration: none; }
.list { background: var(--bg-panel); }
.list a {
  display: grid; grid-template-columns: 88px 1fr; gap: 14px;
  padding: 15px 18px; border-bottom: 1px solid var(--line-2);
  color: inherit; text-decoration: none !important;
  transition: background 0.12s ease;
}
.list a:last-child { border-bottom: 0; }
.list a:hover { background: #f5f8fb; text-decoration: none; }
.list time {
  font-size: 11.5px; color: var(--muted);
  font-family: var(--font-mono); padding-top: 2px;
}
.list b {
  display: block; font-size: 13.5px; color: var(--navy);
  font-weight: 600; line-height: 1.35; margin-bottom: 3px;
}
.list span { font-size: 12px; color: var(--muted); }

/* —— Offices —— */
.offices {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 1px; background: var(--line); border: 1px solid var(--line);
}
.office { background: var(--bg-panel); padding: 20px 22px; }
.office h3 {
  margin: 0 0 8px; font-size: 13.5px; color: var(--navy);
  font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase;
}
.office p { margin: 0; font-size: 13px; color: var(--muted); line-height: 1.55; }

/* —— CTA band —— */
.cta-band {
  background: var(--navy-2); color: #fff; padding: 44px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  position: relative;
}
.cta-band::before {
  content: "";
  position: absolute; left: 0; top: 0; bottom: 0; width: 3px;
  background: var(--accent);
}
.cta-band .wrap {
  display: flex; justify-content: space-between; align-items: center;
  gap: 24px; flex-wrap: wrap;
}
.cta-band h2 { color: #fff; margin: 0 0 8px; font-size: 22px; font-weight: 600; letter-spacing: -0.02em; }
.cta-band p { margin: 0; color: #9eb2c4; font-size: 14px; max-width: 520px; line-height: 1.55; }

/* —— Footer —— */
.foot {
  background: var(--bg-dark); color: #8a98a6; font-size: 13px; padding: 48px 0 28px;
}
.foot a { color: #b4c2ce; }
.foot a:hover { color: #fff; text-decoration: none; }
.foot__grid {
  display: grid; grid-template-columns: 1.5fr repeat(4, 1fr); gap: 28px;
  padding-bottom: 32px; border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.foot h4 {
  margin: 0 0 12px; color: #fff; font-size: 11px;
  letter-spacing: 0.12em; text-transform: uppercase; font-weight: 600;
}
.foot ul { margin: 0; padding: 0; list-style: none; }
.foot li { margin: 0 0 8px; }
.foot .brand { margin-bottom: 4px; }
.legal {
  padding-top: 24px; font-size: 11px; line-height: 1.7; color: #6e7c8a;
  border-top: 0;
}
.legal p { margin: 0 0 12px; max-width: 980px; }
.copy {
  margin-top: 20px; padding-top: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  display: flex; justify-content: space-between; gap: 12px;
  flex-wrap: wrap; font-size: 11.5px; color: #6e7c8a;
  font-family: var(--font-mono);
}

.stack-gap { margin-top: 16px; }

/* —— Responsive —— */
@media (max-width: 980px) {
  .assets { grid-template-columns: repeat(2, 1fr); }
  .asset:nth-child(4n) { border-right: 1px solid var(--line); }
  .asset:nth-child(2n) { border-right: 0; }
  .cards, .cols-3, .offices { grid-template-columns: 1fr 1fr; }
  .cols-2 { grid-template-columns: 1fr; }
  .quote-grid, .insights, .foot__grid { grid-template-columns: 1fr; }
  .hero__meta { grid-template-columns: 1fr; }
  .hero__meta > div {
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding: 12px 0;
  }
  .hero__meta > div:last-child { border-bottom: 0; }
  .nav { display: none; }
  .nav.is-open {
    display: flex; flex-direction: column; position: absolute; top: var(--hdr);
    left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--line);
    padding: 8px 20px 16px; gap: 0;
    box-shadow: 0 8px 24px rgba(6, 26, 46, 0.08);
  }
  .nav.is-open a {
    padding: 12px 0; border-bottom: 1px solid var(--line-2);
  }
  .nav.is-open a::after { display: none; }
  .menu-btn { display: block; }
  .hdr { position: fixed; }
  .hdr .wrap { position: relative; }
  .hero { min-height: 440px; }
  .hero .wrap { padding: 52px 0 48px; }
}

@media (max-width: 640px) {
  body { padding-top: calc(var(--risk) + var(--util) + var(--ticker) + var(--hdr)); }
  .cards, .cols-3, .cols-2, .offices, .assets { grid-template-columns: 1fr; }
  .asset { border-right: 0 !important; min-height: 0; }
  .hero { min-height: 0; }
  .hero h1 { font-size: 26px; }
  .hero p.lead { font-size: 15px; }
  .wrap { width: calc(100% - 32px); }
  .wrap--wide { width: calc(100% - 24px); }
  .hdr__cta .btn--ghost { display: none; }
  .brand span { display: none; }
  .section { padding: 44px 0; }
  .util__left > span:last-child { display: none; }
  .ticker::before, .ticker::after { width: 24px; }
  .table-wrap--slate { max-height: min(56vh, 380px); }
}